Case Study: Cost Segregation Analysis for a Retail Building in Fort Lauderdale, FL

retail building

Narrative

In 2024, a cost segregation study was performed on a standalone retail building in Fort Lauderdale, Florida. The property consists of a single-story building encompassing 1,680 square feet. Originally constructed in 1967, the retail space was acquired in 2024 and underwent a comprehensive cost segregation analysis to optimize tax benefits through accelerated depreciation.

The building features standard retail amenities including electrical systems, HVAC, plumbing, lighting fixtures, and various interior improvements. The property also includes exterior elements such as parking areas, sidewalks, and site improvements.

Objective

The primary objective was to identify and reclassify building components into shorter depreciation life categories to accelerate depreciation deductions and optimize tax benefits for the property owner.

Methodology

ETS employed a detailed, engineering-based approach, which included:

  1. Physical Inspection: conducting a thorough site visit to identify and photograph the property's components
  2. Document Review: examining architectural plans, construction documents and accounting records
  3. Cost Analysis: applying engineering principles to allocate costs to specific asset classifications
  4. Depreciation Calculation: calculating depreciation using IRS-accepted methods such as the Modified Accelerated Cost Recovery System (MACRS)

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Asset Allocation

5-Year Class Life

Total Depreciation Allocation: $327,926.48 Percentage of Total Depreciable Basis: 22.22%

5-year class life assets identified in this study include:

  • Telephone systems
  • Retail fixtures
  • Computer connections
  • Security systems

15-Year Class Life

Total Depreciation Allocation: $312,226.30 Percentage of Total Depreciable Basis: 21.16%

15-year class life assets identified in this study include:

  • Site improvements
  • Paving
  • Curbing
  • Landscaping

39-Year Class Life

Total Depreciation Allocation: $835,736.44 Percentage of Total Depreciable Basis: 56.63%

39-year class life assets identified in this study include:

  • Basic building structure
  • Walls
  • Roof
  • Permanent fixtures

Class Life Details:

Summary

The cost segregation study identified significant opportunities for accelerated depreciation. The analysis resulted in:

  • Total Depreciable Basis: $1,475,889.27
  • Land Value: $1,240,333.04
  • First Year Depreciation: $396,675.73
  • Total Accumulated Depreciation Difference: $388,791.71

This reclassification provides substantial tax savings through accelerated depreciation, particularly in the early years of ownership. The study demonstrates how strategic tax planning through cost segregation can significantly improve cash flow and return on investment for commercial property owners.

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