Case Studies: Banks

Banks and financial institutions operate out of facilities that are heavily weighted toward specialized infrastructure rather than standard office space. Engineered Tax Services helps these institutions unlock significant capital by identifying assets that qualify for accelerated depreciation. Because a bank requires unique installations such as secure vault enclosures, pneumatic tube systems, and drive-thru lanes, ETS can frequently reclassify 20% to 35% of the total building cost. This engineering-based approach converts long-term tax deferrals into immediate cash flow, providing the liquidity needed to strengthen Tier 1 capital ratios, invest in digital transformation, or expand branch networks.

Bank Case Studies

Beyond structural components, banks contain numerous specialized assets that qualify for 5, 7, or 15-year recovery periods, including teller counters, security networks, and reinforced flooring. Engineered Tax Services recently assisted a bank in Pennsylvania by reclassifying over 25% of its basis, identifying $106,000 in 5-year assets alone. Additionally, ETS helps these facilities capture Section 179D energy tax deductions for high-efficiency HVAC and lighting systems, which can reach up to $5.81 per square foot in 2025. These results demonstrate how technical asset reclassification provides a defensible strategy for financial leaders to maximize Net Present Value and reinvest in community banking services.